I laughed like hell the 1st time I got one from "my bank". I have never internet banked. As a matter of fact, when my laptop went kablooey on me back 2010, it was while I was signing up for internet banking. I never got a chance to finish and figured it was a sign to stay away from it
So when I got that 1st e-mail (I've had a few since) I knew right off it was bunk.
The one that really made me laugh was for some French (from France) MMO that I'd never even heard of until then, claiming my account had been flagged for suspicious activity and asking me to re-enter my account details at the provided link
